Getting the Car of Your Dreams Is Still Possible If You Have Bad Credit

Stuff happens in life and ending up with bad credit is sometimes unavoidable. An unforeseen expense, a medical issue or a divorce can all have a negative impact on your credit. When you’ve searched for a car and you really want to buy a 2018 Kia Soul from Performance Kia, don’t let bad credit stop you from walking into our dealership. Stop by, and we will work out the details with you.

Getting Started

Before you arrive at our dealership, it’s a good idea to do some research and find out where you really stand financially. One of the first things you can do is obtain a copy of your personal credit report. You can get a copy of your credit report for free from one of the major credit reporting companies. Receiving your actual number will cost a little money, but the score is essential to determine your credit level. When you do receive the number, you may find out that your score might not be as bad as you once thought. Your dream of owning a new 2018 Kia Soul may soon become a reality.

We Are on Your Side

Our financial team is here to make sure you get the best rate possible. Our staff members have years of experience assisting customers with bad credit. We are eager to assist you in helping you get the car of your dreams. To make the process go smoother, please bring information about your current earnings as well as information about your current employer. This information is necessary so we are able to get you the best possible rate. Our dealership is determined to put you behind the wheel of a new 2018 Kia Soul. With a little work and patience, you’re going to be out on life’s highway again with your new vehicle.

How to Prepare Yourself Financially to get into a new Kia Forte

Most people today depend on a reliable car to get them from place to place to accomplish their daily personal and work tasks. Cars are a big financial commitment, so you want to be cautious about how much you spend. It’s not always easy finding the balance between affordability and quality. If you’ve got your eye on a 2018 Kia Forte, come to the dealership prepared to make this purchase. 


Pay off Some Debt 


Some people are in the fortunate position where they can lay down cash to pay for a new car. Most people, however, look to financing a vehicle. If you’re going this route, make sure you can qualify for a good loan with your dealer. One way to do this is by paying down or eliminating your debt. Your dealer will look at your debt-to-income ratio. The fewer obligations you have with credit cars and installment payments, the better off you’ll be and the more favorable interest rate you’ll have. 


Have Some Money to put Down 


If you want a new car, or if you know your current vehicle doesn’t have many more miles before it dies, start saving today so you can have a good down payment to make when you go shopping at your local dealership. A sizable down payment will help you get into a better car, and it will lower your monthly payments as well. 


Consider a Trade-In 


If your current car is in good condition, or if you have a second car, think about trading it in for your new Kia Forte. This trade-in can significantly help offset costs and might make your new purchase more affordable. Talk to your dealer at Performance Kia about this option.  


Don’t get caught off guard by the costs of buying a new car. Get yourself on solid financial footing so you can manage the payments of your purchase.  

A Smart Start to Your Test Drive

It might be called a test drive, but this isn’t the type of exam that requires you to study. However, you might want to prepare for your trial drive of a 2018 Kia Soul by considering the following suggestions. This way, when you meet with us at Performance Kia, you have an action plan for your first drive.

Get Comfortable

Don’t leave the lot without adjusting the driver’s seat to your liking. Take the time to set the angle of the car seat, position your distance from the pedals, and adjust the mirrors. Once you’ve done this, reach for the console to ensure it’s at a comfortable length for you.

Can You See Clearly

Take a few minutes to check the front and rear visibility then try the sideview mirrors. Are you comfortable with your range of vision? If you feel as if the car is an extension of your body, then you have a great fit!

Explore Routes

Expand your horizons by testing out different routes. Let the sales person know you want to explore taking the car down the types streets that you drive. Try to experience the car in settings that you typically frequent.

Step On It

Try the car at different speeds if you can. How quickly does it accelerate and transition from gear to gear? Then take the car on the highway and test it within the speed limit. This will give you an opportunity to assess the car’s agility.

Stop and Go

You’ll want to consider testing the car’s brakes to assess responsiveness. Check the brakes at a full stop and reaction at different speeds. It can take a little while to adjust to a new car’s feel so focus on the car’s ability to perform.

Confident Decision

Potential buyers of a 2018 Kia Soul may want to consider the comfort of car seats, visibility, maneuverability, acceleration, and brakes. If you’re satisfied with the results, then Performance Kia would be happy to help you take one home!

Performance Kia in Thunder Bay Is Your Source for a 2018 Kia Sorento

The 2018 Kia Sorento is an excellent choice for the midsize SUV shopper and Performance Kia is the place to come in Thunder Bay to find one. Its automatic, full-time all wheel drive with 4-wheel antilock brakes with stability and traction control can lead to safer driving conditions in winter weather. Heated front seats and a satellite radio with steering wheel-mounted audio controls help to create a comfortable environment for your commute. Choose from a 4-cylinder 2.0 or 2.4 litre engine or a 6-cylinder 3.3 litre engine, all with a 6-speed automatic transmission to power your journey.

An Exceptional Kia Dealership


In 2015 and 2016, we were awarded one of Kia’s most prestigious dealer honors by being named a Platinum Prestige Dealership. Only the top 3% of Kia dealers worldwide receive this award. Since our humble beginnings in the year 2000, our dealership has grown into a 13,000 square-foot modern facility featuring a drive in Service Department, a full Detail Centre and a showroom that features Kia’s impressive lineup of vehicles. We even offer a Kia Cafe and a Children’s Play Centre for your convenience.

Excellent Customer Service

In order to become your new car dealer, we have created a relaxed, no-pressure customer service experience that strives to tailor each client’s experience with us to fit his or her specific needs. Total customer satisfaction throughout the car buying and ownership experience is our goal. Our central location in Thunder Bay allows us to sell and service new and used Kias to all of Southwestern Ontario. We offer convenient Saturday hours in every area of the dealership.


Specialized Kia Service


Our Fix Right Service Guarantee means that our factory trained technicians can service any new or used Kia using Kia Genuine Parts in our Kia Automotive Service Centre the right way. We even offer online booking of service appointments for your convenience. Each scheduled service visit in our Service Centre includes a complimentary car wash.

We want to be the best choice in Thunder Bay for a new 2018 Sorento or for any Kia sales and service.

Taller, stronger and funkier – 2018 Kia Picanto X-Lin

Kia’s smallest hatchback has returned with a fresh new look!

Last month in Frankfurt, Germany, the Kia Picanto X-Line made its grand debut at the 2017 Frankfurt International Motor Show. Taking inspiration from Kia’s popular crossover and SUV model lines, the pumped-up Picanto X-Line definitely triggered a wow effect on the show floor. Read on to find out about the latest yet the mightiest Picanto ever!

Picanto, with an SUV attitude

The all-new X-Line variant has further broadened the appeal of Kia’s smallest car with a series of rugged new design cues. Building on the bold and youthful character of the newest Picanto, the Picanto X-Line boasts an ever-energetic look, with vibrant lime-green highlights at the grille and fog lamp surroundings.

While still fundamentally a delightful city car underneath, the Picanto X-Line gives a more robust presence on the road with SUV-style cross bumpers and metal-look skidplates at the front and rear – emanating go-anywhere confidence and power as a true all-arounder for fun and enjoyment.

For the visual effect of elevated ground clearance, the ride height has been raised by 15mm compared to the standard Picanto – giving drivers a ‘high-rider’ look while adding better road visibility and extra fun to driving.

The most powerful Picanto ever

The secret of the new Picanto’s mighty performance can be found beneath the bonnet. For the X-Line trim, the Picanto is powered by Kia’s 1.0-litre T-GDI (turbocharged gasoline direct injection) engine, which is both lightweight and highly efficient, boasting super low emissions.

Previously only available in the cee’d model family and the All-new Rio, this compact new engine perfectly suits the Picanto’s handling characteristics and makes the new generation Picanto the most powerful to date.

Fun-filled city driving guaranteed

The Picanto X-Line goes above and beyond to offer an enchanting urban ride.

Like the Picanto GT Line, a flat-bottom D-cut steering wheel adds a sporty vibe to the overall interior. With more legroom and headroom than all other rivals in the A-segment, its class-leading cabin space also offers impressive spaciousness and undeniable comfort.

Thanks to Apple CarPlayAndroid Auto, and keyless entry, the Picanto X-Line turns everyday driving into an even more engaging activity.

Safety first

On top of all the ornate and sophisticated details, the new Picanto stands solid on our core value – safety.

As the safest A-segment car Kia has ever made, the Picanto X-Line is equipped with Kia’s DRIVE WiSE technology such as Autonomous Emergency Braking (AEB) which helps the vehicle avoid or minimize the impact of a collision with pedestrians or other obstacles on the road.

Safety and stability have been improved thanks to a strong body comprised of Advanced High Strength Steel (AHSS) and up to seven airbags with an optional knee airbag.

With all these upgraded features, Kia Picanto X-Line will surely maintain the long-lasting global popularity of the Picanto line-up. Check out the video below on the first impressions of this charming city car and tell us what you think about the Picanto X-Line in the comments section below!